Payments that close themselves.
Cards, Apple Pay, PayPal and bank transfer through your own bank, then every payment followed to the statement and cleared off your open items.
No card, no contract. Connect your bank when you are ready.
- We do not replace your bank
- The money goes straight to your account
- We never hold it
What did I take, who owes me, when does it land.
Every merchant asks these in that order. Most software answers only the first.
Today's takings, by the way they arrived.
Every payment in one list, whatever route it took to get there.
- Shop, links and transfers together
- Refunds against the original payment
- Every state change kept as an event
| Customer | Method | Amount | |
|---|---|---|---|
| Zeleni Val d.o.o. Paid | Card | 248,50 KM | Paid |
| Amra Hodžić Paid | Pay by link | 89,00 KM | Paid |
| Plavi Most d.o.o. Awaiting | Bank transfer | 1.240,00 KM | Awaiting |
| Kemal Begić Paid | PayPal | 270,00 KM | Paid |
| Kamen i Bor d.o.o. Refunded | Card | −120,00 KM | Refunded |
An open-item ledger, not a pile of PDFs.
Invoices stay open until something settles them. So the answer is a number.
- Ageing at 30, 60 and 90 days
- Part-payments applied, never lost
- A deduction is approved or disputed
- Reminders before and after the due date
Your bank statement, matched to your invoices.
We never hold your money. We do the part that otherwise falls to a person on a Monday morning.
- The reference is read off the payment note
- Confident matches close the item themselves
- Ambiguity is proposed, never guessed
- Amount, date and customer must agree
Subscriptions and automatic billing.
Charge every month without the customer reaching for a card again. Almost nobody here offers it.
- Cards are tokenised, never stored by you
- Monthly and yearly cycles, with trials
- Automatic retry when a card fails
- Customers change or cancel their own plan
What you can accept, and what you cannot.
A button that leads nowhere is worse than a no. This is the same list the checkout itself reads.
Card
Apple Pay · Google Pay
PayPal
Bank transfer
InstalmentsMulti-bank acceptance: we are connected to Monri, CorvusPay, MultiPay and PayPal. You integrate against Loro, never a named bank, so changing processor is a setting on your account.
What you need before you start
LoroPay connects to your contract, it does not replace it. The money moves from your bank into your account; we never hold it.
A card acceptance contract
Monri, CorvusPay or MultiPay. If you do not have one, we help you open it.
A PayPal Business account
Only if you want PayPal as well. Not required.
Your company bank account
For transfers and for the bank's settlement. The one you already use.
Works on the platform you already sell on.
A plugin for every major platform, plus API and webhooks for everything else. You do not change your shop in order to get paid.
Plugin, payments and article publishing
Plugin, payments and article publishing
App and payments
Module and payments
Module and payments
Listing and upkeep
Your own build, or something bespoke
If your shop is not on an off-the-shelf platform it runs over the API and webhooks. For larger jobs we take the integration on as a project, with our own team.
Get the integration scoped- REST API and webhooks
- Import and export in any format
- Bespoke integration, as a project
- Migration from your existing system
Your turnover grows. Our price does not.
Drag to your monthly turnover. This is what you pay us. The card fee is your bank's and goes straight to them.
Free up to 10,000 KM of turnover
You have passed the free threshold, so the price is flat no matter how much further you grow.
79KMper month
Billing
That is 0,4 % of your turnover
The card fee is charged by your bank or processor under your own contract. We do not touch it and we take no share of it.
The Business plan (199 KM) does not depend on turnover: you take it when you need multiple shops, multiple companies and team roles.
Leave your email, we will arrange a time.
Tell us briefly what this is about. We will get back to you to arrange a call, no obligation.
- 1 Leave your email and a message
- 2 We get back to you to arrange a time
What people ask before they decide.
Yes. LoroPay is not a bank and does not acquire cards itself. You hold the contract with Monri, CorvusPay or MultiPay and we connect to it. If you do not have one yet, we help you open it.
Our fee is 0 KM on the Start plan. Your bank's card fee still applies and goes straight to them, because we take no share of it.
Never us. The money moves from your bank into your own account on the schedule you agreed with them. We see that a payment cleared and match it to the invoice, but the funds do not pass through us.
We tell you before we charge anything and suggest a plan. Your payments do not stop and nothing is declined because of it.
You start a refund from the portal, against the original payment, with the reason kept. A chargeback is handled by your bank because the contract is theirs; we show you the case and the documents in one place.
An accountant records what happened. The Billing plan does the part before that: keeping open items, reading the bank statement and sending reminders on their own. That is work somebody currently does by hand every month.
Invoices carry the elements the law requires and export in a format your accounting software reads. Fiscalisation differs between FBiH and RS; tell us where you are registered and we will say exactly what we support today.
Yes, any time, with no notice period. Transactions, invoices and customers export to CSV. There is no contract and no minimum term.
LoroPay pricing
Start
Our fee 0 KMFor a web shop run by one person.
Book a call- Up to 10,000 KM processed per month
- One shop and one user
- Cards and bank transfer; Apple Pay and Google Pay coming.
- Hosted checkout and embedded card fields
- Pay by link
- Plugins for every platform, API and webhooks
- Merchant portal, refunds and reports
Billing
For companies that invoice on terms.
Book a callEverything in Start, plus:
- No volume limit
- Up to three users
- Subscriptions and automatic billing
- Open-item ledger with ageing
- Statement import and auto-matching
- Due-date chasing and escalation
- Invoices in your own brand
Business
For several shops, several companies and a team.
Book a callEverything in Billing, plus:
- Several shops and companies on one account
- Unlimited users, roles and permissions
- Change history (audit log)
- Refund and deduction approvals
- Priority support